University of Wisconsin-Madison Division of Extension is covered under Wisconsin’s State Self-Funded Liability Program, which can be thought of as an insurance program. Extension volunteers, when acting within the scope of their volunteer roles, are covered through this program, however, it does not provide coverage for 4-H clubs and groups, including 4-H Leader Organizations. This memo explains what this means and advises 4-H clubs, groups, and Leader Organizations to seek additional insurance to cover their activities and other needs.